Remortgaging Your Home?

Is your current mortgage deal coming to an end? Perhaps your circumstances have changed, or you want to see whether another deal would suit you better. We help you understand your options and the costs involved, so you can decide what makes sense for your home and budget. Our remortgage advisers in Peterborough help homeowners compare their next steps.

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    Check out our reviews

    Based on [testimonials_count] Google Reviews
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    tony peluso profile picture
    tony peluso
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    I have used Tony for mortgage advice for many years, and he has also helped several members of my family during that time. He has always been extremely professional, knowledgeable and approachable, taking the time to explain everything clearly and making the whole process as straightforward and stress-free as possible. The fact that I have been happy to recommend Tony to my own family probably says more than anything else. He is someone I trust completely and I wouldn’t hesitate to recommend him to anyone looking for mortgage advice.
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    Chloe Baker profile picture
    Chloe Baker
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    Tony and his team are brilliant. Tony is always organised and strives to get the best possible rates! I feel like Tony and his team have his best interests at heart!
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    Carrie Lloyd profile picture
    Carrie Lloyd
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    After my experience with Bespoke on two separate mortgage, I wouldn’t go to anyone else. My life was a complicated journey and not easy to obtain a mortgage after living abroad for years. But Tony was able to go above and beyond, knowing with decades of experiences which lender was the most suitable for their client. Their name Bespoke is not just a marketing trick, they live this out for every person who seeks their advice. They helped my dreams come true and lead with excellence, optimism and integrity. Don’t use anyone else, this company is second to none.
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    Louie McGowan profile picture
    Louie McGowan
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    The team at Bespoke were absolutely sensational. They made things happen that others had struggled to do, whilst keeping us calm and collected with continuous support and guidance throughout the process. We look forward to working with the team again in the future and would be more than happy to recommend their services to anyone. Thank you again guys!
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    NicChrisdamms Damms profile picture
    NicChrisdamms Damms
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    Tony has always offered me fantastic service for over 15 years now . As a company, I feel Bespoke always goes above and beyond. I would not have a single hesitation in recommending them for your mortgage requirements
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    Liz Dolman profile picture
    Liz Dolman
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    We have used Tony from Bespoke Mortgage and Finance Centre since 2014 and would highly recommend Tony. Very thorough and explains everything to you.
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    David Wilson profile picture
    David Wilson
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    Outstanding service from Bespoke. I had a previous mortgage broker who selfishly got deals that were right for her rather than my requirements, and her greed ended up with all 3 property remortgages falling through and failing the stress test. Tony and the team expertly repaired the applications with the correct re-mortgage products and applicable terms. Communication was reassuring during that uncertain time with regular check points and updates. The professionalism and efficiency was first class and I would not use anyone else moving forwards!
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    Denise Dodd profile picture
    Denise Dodd
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    Chris Ruggiero profile picture
    Chris Ruggiero
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    Tony and the team at Bespoke Mortgages are absolutely fantastic. I consistently return to Tony for support when trying to organise Mortgages and he always pulls through!
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    Craig profile picture
    Craig
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    We've been using Tony and the team at Bespoke Mortgage Centre for years. Down to earth and professional, truly a company I can trust and recommend to friends and family for any mortgage or finance needs. First Class Service every time.

    How BMFC Helps You Compare the Full Cost

    Before recommending a change, we review what your existing lender offers and compare suitable alternatives from a range of other lenders. We account for rates, fees, early repayment charges and incentives, alongside your plans for the next few years.

    Our advisers explain whether staying or switching is more suitable for your circumstances. We help prepare the application and liaise with the lender, giving you a clear comparison and support as your new deal is arranged.

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    What to Consider Before Changing Your Mortgage

    Remortgaging means replacing your mortgage with one from a different lender while keeping your current property. Choosing a new deal with your existing lender is usually called a product transfer. We can help you compare both routes.

    Start Before Your Current Deal Ends

    Reviewing your options around six months before your deal expires gives you time to prepare. Without a new arrangement, you will usually move onto your lender’s reversion rate, often a standard variable rate, which could increase your repayments.

    Compare the Full Cost of Switching

    Early repayment charges, product fees, legal costs and valuation fees can affect whether switching is worthwhile. We account for these alongside any lender incentives when comparing your options.

    Think Ahead If You Plan to Move

    A new deal should also fit your plans for the next few years. Some mortgages can be transferred to another property, known as porting, but this requires lender approval and further checks. Tell us if a move is on the horizon.

    See how Your Next Mortgage Could Look Like

    Before accepting a new offer, get a clear comparison. Speak to our team about remortgaging your home and find out which options suit your circumstances.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

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