Buy-to-Let Mortgage Advice in Peterborough
Buying a rental property starts with understanding the numbers. How much deposit will you need? Will the expected rent meet the lender’s requirements? Which mortgage fits your plans? Our buy-to-let mortgage advice in Peterborough helps you explore these questions, whether you are becoming a landlord or expanding your portfolio.
- Free initial consultation
- Support for first-time and experienced landlords
- Mortgage options tailored to your property and plans
Check out our reviews

Posted on Google![]()
tony pelusoTrustindex verifies that the original source of the review is Google.
I have used Tony for mortgage advice for many years, and he has also helped several members of my family during that time. He has always been extremely professional, knowledgeable and approachable, taking the time to explain everything clearly and making the whole process as straightforward and stress-free as possible. The fact that I have been happy to recommend Tony to my own family probably says more than anything else. He is someone I trust completely and I wouldn’t hesitate to recommend him to anyone looking for mortgage advice.Posted on Google![]()
Chloe BakerTrustindex verifies that the original source of the review is Google.
Tony and his team are brilliant. Tony is always organised and strives to get the best possible rates! I feel like Tony and his team have his best interests at heart!Posted on Google![]()
Carrie LloydTrustindex verifies that the original source of the review is Google.
After my experience with Bespoke on two separate mortgage, I wouldn’t go to anyone else. My life was a complicated journey and not easy to obtain a mortgage after living abroad for years. But Tony was able to go above and beyond, knowing with decades of experiences which lender was the most suitable for their client. Their name Bespoke is not just a marketing trick, they live this out for every person who seeks their advice. They helped my dreams come true and lead with excellence, optimism and integrity. Don’t use anyone else, this company is second to none.Posted on Google![]()
Louie McGowanTrustindex verifies that the original source of the review is Google.
The team at Bespoke were absolutely sensational. They made things happen that others had struggled to do, whilst keeping us calm and collected with continuous support and guidance throughout the process. We look forward to working with the team again in the future and would be more than happy to recommend their services to anyone. Thank you again guys!Posted on Google![]()
NicChrisdamms DammsTrustindex verifies that the original source of the review is Google.
Tony has always offered me fantastic service for over 15 years now . As a company, I feel Bespoke always goes above and beyond. I would not have a single hesitation in recommending them for your mortgage requirementsPosted on Google![]()
Liz DolmanTrustindex verifies that the original source of the review is Google.
We have used Tony from Bespoke Mortgage and Finance Centre since 2014 and would highly recommend Tony. Very thorough and explains everything to you.Posted on Google![]()
David WilsonTrustindex verifies that the original source of the review is Google.
Outstanding service from Bespoke. I had a previous mortgage broker who selfishly got deals that were right for her rather than my requirements, and her greed ended up with all 3 property remortgages falling through and failing the stress test. Tony and the team expertly repaired the applications with the correct re-mortgage products and applicable terms. Communication was reassuring during that uncertain time with regular check points and updates. The professionalism and efficiency was first class and I would not use anyone else moving forwards!Posted on Google![]()
Denise DoddTrustindex verifies that the original source of the review is Google.
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Chris RuggieroTrustindex verifies that the original source of the review is Google.
Tony and the team at Bespoke Mortgages are absolutely fantastic. I consistently return to Tony for support when trying to organise Mortgages and he always pulls through!Posted on Google![]()
CraigTrustindex verifies that the original source of the review is Google.
We've been using Tony and the team at Bespoke Mortgage Centre for years. Down to earth and professional, truly a company I can trust and recommend to friends and family for any mortgage or finance needs. First Class Service every time.

Plan Your Next Property Investment with BMFC
Our founder, Tony, has a particular interest in helping landlords develop their portfolios. We start with your property, finances and plans, then compare suitable products from a range of lenders.
We explain how rates, fees, rental requirements and repayment options affect your decision. Whether you are buying your first rental property or arranging a buy-to-let remortgage, our team helps prepare the application and liaises with the lender on your behalf.

How Do Buy-to-Let Mortgages Work?
A buy-to-let mortgage is designed for a property you intend to rent out. It differs from a residential mortgage in several important ways.
Your Deposit and Rental Income Matter
You will typically need a deposit of around 25%, although requirements vary between lenders and products.
Expected rental income is a key part of the lending assessment. Lenders usually require the rent to exceed the mortgage interest payments by a set margin, and may also consider your income, credit history and existing property commitments.
Interest-Only Does Not Repay the Loan
Many buy-to-let mortgages are arranged on an interest-only basis. Your monthly payments cover the interest, but the amount borrowed remains outstanding and must be repaid at the end of the term.
Repayment options are also available. We help you understand the differences and consider which approach suits your circumstances.
Allow for More Than the Mortgage Payment
Budget for maintenance, insurance, letting costs and periods without tenants. You remain responsible for mortgage payments even when rent is not coming in, so a financial buffer can help you manage unexpected costs.

Let’s Discuss Your Plans as a Landlord
Whether you have found your first rental property or are reviewing an existing mortgage, speak to our team for buy-to-let mortgage advice suited to your circumstances.
Your property may be repossessed if you do not keep up repayments on your mortgage.
01733 331 603
01223 987422
* The FCA does not regulate some forms of buy to let mortgages.
