Non-Standard Construction Mortgages

Specialist Advice for Unusual Properties

Buying a property built using non-standard materials or construction methods can make finding the right mortgage more challenging. This doesn’t mean you can’t get a mortgage. 

 

BMFC is here to support you if you plan outside of the standard box!

We offer:

Get in touch for a free, no-obligation chat with an adviser to see how we may be able to help.

    Request a free call with
    a mortgage adviser:

    Check out our reviews

    Based on [testimonials_count] Google Reviews
    Posted on Google Google
    tony peluso profile picture
    tony peluso
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    I have used Tony for mortgage advice for many years, and he has also helped several members of my family during that time. He has always been extremely professional, knowledgeable and approachable, taking the time to explain everything clearly and making the whole process as straightforward and stress-free as possible. The fact that I have been happy to recommend Tony to my own family probably says more than anything else. He is someone I trust completely and I wouldn’t hesitate to recommend him to anyone looking for mortgage advice.
    Posted on Google Google
    Chloe Baker profile picture
    Chloe Baker
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Tony and his team are brilliant. Tony is always organised and strives to get the best possible rates! I feel like Tony and his team have his best interests at heart!
    Posted on Google Google
    Carrie Lloyd profile picture
    Carrie Lloyd
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    After my experience with Bespoke on two separate mortgage, I wouldn’t go to anyone else. My life was a complicated journey and not easy to obtain a mortgage after living abroad for years. But Tony was able to go above and beyond, knowing with decades of experiences which lender was the most suitable for their client. Their name Bespoke is not just a marketing trick, they live this out for every person who seeks their advice. They helped my dreams come true and lead with excellence, optimism and integrity. Don’t use anyone else, this company is second to none.
    Posted on Google Google
    Louie McGowan profile picture
    Louie McGowan
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    The team at Bespoke were absolutely sensational. They made things happen that others had struggled to do, whilst keeping us calm and collected with continuous support and guidance throughout the process. We look forward to working with the team again in the future and would be more than happy to recommend their services to anyone. Thank you again guys!
    Posted on Google Google
    NicChrisdamms Damms profile picture
    NicChrisdamms Damms
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Tony has always offered me fantastic service for over 15 years now . As a company, I feel Bespoke always goes above and beyond. I would not have a single hesitation in recommending them for your mortgage requirements
    Posted on Google Google
    Liz Dolman profile picture
    Liz Dolman
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    We have used Tony from Bespoke Mortgage and Finance Centre since 2014 and would highly recommend Tony. Very thorough and explains everything to you.
    Posted on Google Google
    David Wilson profile picture
    David Wilson
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Outstanding service from Bespoke. I had a previous mortgage broker who selfishly got deals that were right for her rather than my requirements, and her greed ended up with all 3 property remortgages falling through and failing the stress test. Tony and the team expertly repaired the applications with the correct re-mortgage products and applicable terms. Communication was reassuring during that uncertain time with regular check points and updates. The professionalism and efficiency was first class and I would not use anyone else moving forwards!
    Posted on Google Google
    Denise Dodd profile picture
    Denise Dodd
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Posted on Google Google
    Chris Ruggiero profile picture
    Chris Ruggiero
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Tony and the team at Bespoke Mortgages are absolutely fantastic. I consistently return to Tony for support when trying to organise Mortgages and he always pulls through!
    Posted on Google Google
    Craig profile picture
    Craig
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    We've been using Tony and the team at Bespoke Mortgage Centre for years. Down to earth and professional, truly a company I can trust and recommend to friends and family for any mortgage or finance needs. First Class Service every time.

    Understanding Your Property & your options

    While most lenders are familiar with traditional brick and mortar homes, properties built using concrete, steel frames, timber frames or other unusual construction methods may be assessed differently.

    The options available will depend on the type and condition of the property, its age, any repair or reinforcement work that has been completed and the individual lender’s criteria. A lender may also require a specialist valuation or structural survey before agreeing to lend.

    At Bespoke Mortgage & Finance Centre, our mortgage advisers have experience helping clients explore finance for non-standard construction properties. We’ll take the time to understand the property you’re considering and your individual circumstances before exploring suitable mortgage options from the range of lenders available to us.

    AdobeStock_273446847
    AdobeStock_104059782
    Concrete Houses

    Buying or remortgaging a concrete-built home? Get advice on construction types, repairs, survey findings and the lenders that may consider the property.

    AdobeStock_532115822
    Steel-Framed Houses

    A steel frame can require a closer look. Explore how the building system, condition and survey report may influence your mortgage options.

    AdobeStock_60251239
    Timber-Frame Houses

    Timber-frame properties vary widely. Understand how the construction, external walls and condition can affect lender requirements and your next steps.

    Speak to Our Specialist Advisers

    Speak to our advisers in Peterborough or Cambridge for advice tailored to your circumstances.

    YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    Request a free 1:1 call with a mortgage adviser: